Built for 1099 contractors & freelancers

Stop scrambling at
tax time.

Every October, 1099 workers realize they've lost track of a year's worth of deductions. TaxFlow fixes that — upload your bank statements, and in minutes you'll have every transaction sorted, every deduction found, and a CPA-ready report to hand your accountant.

✓ No credit card to try ✓ Your data never leaves your device ✓ Works in your browser instantly
🌱 Join a growing community of freelancers finally getting their taxes under control.
TaxFlow on Product Hunt
Bank connections via Plaid — trusted by Venmo & Coinbase
🔒 Private by design — zero server-side storage
The app

Your financial picture,
finally clear

Every transaction sorted. Every deduction found. Every number your accountant needs, ready to export in one click.

app.gettaxflow.com — Tax Year 2025
Upload
Transactions
Summary
CPA Export
2025 Overview
NET INCOME
$54,210
DEDUCTIBLE
$17,840
GROSS INCOME
$82,050
PERSONAL
$10,000
Monthly income — Jan to Dec 2025
Recent transactions
Client Payment — Invoice #INV-042
May 21, 2025
Income
+$5,800
The Home Depot — Supplies
May 22, 2025
Deductible
-$278.67
Shell Oil — Fuel
May 27, 2025
Deductible
-$63.77
Netflix
May 29, 2025
Personal
-$26.49
Work Contract — ACH Deposit
May 30, 2025
Income
+$10,250
How it works

From statements to CPA report
in three steps

No accountant, no spreadsheet, no three-day ordeal.

1
🏦

Connect your bank or upload statements

Link directly via Plaid for automatic sync, or drop in PDF statements from any of 9 supported banks — or import CSV from any institution.

2
🧠

TaxFlow categorizes everything automatically

Every transaction is instantly sorted into income, deductible expenses, and personal spending. Review and adjust anything with one click.

3
📦

Export a clean CPA package

One click exports a fully formatted report — organized by category, annotated, and ready to hand your accountant exactly as they want it.

Features

Everything a 1099 contractor needs

Built specifically for freelancers, gig workers, and self-employed professionals — not adapted from software built for businesses.

🏦

Direct Bank Connection NEW

Connect via Plaid and sync transactions automatically. No manual statement downloads needed.

📄

PDF Statement Import

Upload bank statements directly. TaxFlow reads and parses every transaction automatically.

🧠

Smart Auto-Categorization

Transactions instantly sorted into income, deductible, and personal spending.

📦

CPA Package Export

One-click export of everything your accountant needs — formatted and ready to send.

📊

Live P&L Statement

Your profit and loss updates in real time as you add statements.

📅

Quarterly Tax Estimator

Know exactly what to set aside each quarter — before the deadline picks it for you. SE tax calculated from your real numbers, with IRS due-date reminders built in.

🚗

Mileage Log

Track business miles with the IRS rate auto-applied. Deduction calculated automatically.

🏠

Home Office Calculator

Square footage deduction calculator built right in — no spreadsheet needed.

📑

Full Excel Export

Export all transactions to a clean spreadsheet for further analysis or record-keeping.

+ 14 more features including gambling tracker, year-over-year comparison, multi-year CPA reports →
Bank support

Works with your bank

PDF parsers built and maintained for 9 major banks, plus CSV from anywhere.

🏦 TD Bank
🏦 Bluevine
🏦 Chase
🏦 American Heritage CU
🏦 Wells Fargo
🏦 Bank of America
🏦 Capital One
🏦 PNC
🏦 Santander
📥 CSV from any bank
How we compare

Less than QuickBooks.
More than a spreadsheet.

Built for the self-employed — not adapted from enterprise software and stripped down.

TaxFlow Keeper QuickBooks SE Spreadsheet
Starting price $0 free, $20/mo $199/yr (annual) $30/mo Free
PDF statement parsing ✓ 9 banks ✗ ✗ Manual
Direct Plaid bank sync ✓ ✓ ✓ ✗
CPA-ready export ✓ One click ✓ ✓ DIY
Data stays on your device ✓ Always ✗ Cloud-stored ✗ Cloud-stored ✓
Built for 1099 / self-employed ✓ Purpose-built ✓ Adapted ✗
Full comparison: TaxFlow vs. Keeper → Full comparison: TaxFlow vs. QuickBooks SE → Full comparison: TaxFlow vs. Bonsai →
Pricing

Simple, honest pricing.

Try the core features free. Upgrade when you're ready for the full experience.

Monthly
Annual Save 20%
Free
$0
Core features, always free
  • ✓ Upload statements & see every deduction
  • ✓ Auto-categorization on your real data
  • ✓ Transaction review & editing
  • ✓ Works in your browser — no install
  • – CPA & Excel export (Household+)
  • – Plaid bank sync (Household+)
⭐ Most popular
Household
$20/mo
Up to 2 users · billed monthly
  • ✓ Everything in Free
  • ✓ CPA package & Excel export
  • ✓ Plaid direct bank sync
  • ✓ Up to 2 users
  • ✓ Priority support
  • ✓ Multi-year CPA reports
Business
$49/mo
Up to 5 users · billed monthly
  • ✓ Everything in Household
  • ✓ Up to 5 users
  • ✓ Dedicated support
  • ✓ Client & invoice tracker
  • ✓ Business entity support
  • ✓ White-label CPA exports

No credit card required to start. Cancel anytime from your secure billing portal — no email needed. Less than a single QuickBooks month.

FAQ

Common questions

Yes — and this is one of TaxFlow's core design principles. Your data never leaves your device. There are no servers storing your bank statements or transaction history. Everything is processed and saved locally in your browser. We can't see your data because we don't have it.
The free plan gives you permanent access to PDF upload, auto-categorization, and transaction review — no time limit. To export a CPA package, connect your bank via Plaid, generate Excel reports, or access multi-year features, you'll need a paid plan. It's designed so you can see real value before you commit a dollar.
TaxFlow supports PDF statements from TD Bank, Bluevine, Chase, Wells Fargo, Bank of America, Capital One, PNC, Santander, and American Heritage Credit Union. You can also import CSV exports from any bank. Direct Plaid bank sync works with thousands of institutions on paid plans.
TaxFlow works instantly in your browser — no download, no install. Desktop apps for Windows and Mac are also available if you prefer a native app experience.
Absolutely — TaxFlow was built from scratch for 1099 contractors, freelancers, gig workers, and the self-employed. The quarterly tax estimator, SE tax calculator, mileage log, home office calculator, and CPA export are all designed specifically around self-employment tax needs, not adapted from software built for businesses.
Yes. TaxFlow supports multiple years side by side. Switch between years with one click, and use the Year-Over-Year comparison to spot trends and plan estimated payments for the coming year.
From real users

What freelancers are saying

Real people, real tax seasons. No fluff.

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🎁 Limited offer

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Get 3 months of Business free.

Using TaxFlow? Tell us what it's done for you — we'll upgrade your account to Business for 3 months as a thank-you. No strings attached. Your words help other freelancers find something that actually works.

Stop dreading tax season.

Try TaxFlow free — see auto-categorization working on your real data before you spend a dollar.

Download desktop app
Download

Get TaxFlow

Use instantly in your browser, or download the desktop app for Windows and Mac.

✓ Version 4.0.0 — Latest release
🪟
Windows
Windows 10 / 11 · 64-bit & 32-bit
⬇ Download for Windows
v4.0.0 · .exe installer · Windows 10+
🍎
macOS
Mac Intel & Apple Silicon
⬇ Download for Mac (Intel) ⬇ Mac (Apple Silicon)
v4.0.0 · .dmg · macOS 10.15+
🌐
Web Browser
No download needed
▶ Open Web App
Works instantly · Chrome, Firefox, Edge, Safari