TaxFlow is built for tax organization. Bonsai is built for freelance business management. Here's how to choose.
TaxFlow wins for tax organization: free plan, PDF import, CPA export, and privacy-first. Bonsai wins if you need a full freelance business suite with contracts, proposals, and invoicing.
| Feature | TaxFlow | Bonsai |
|---|---|---|
| Free plan | ✓ Real free plan | ✗ 7-day trial only |
| Starting price | $0 free / $20/mo | $25/mo (no free tier) |
| 1099 tax focus | ✓ Purpose-built | Secondary feature |
| Bank statement PDF import | ✓ 9 banks | ✗ Not supported |
| Direct bank connection | ✓ Via Plaid | ✓ Via Plaid |
| CPA export | ✓ Free plan included | Basic reports only |
| Quarterly tax estimates | ✓ Built in | ✓ Built in |
| Mileage tracking | ✓ Built in | Limited |
| Contracts & proposals | Not included | ✓ Full suite |
| Invoicing | Basic | ✓ Full invoicing |
| Desktop app | ✓ Windows & Mac | ✗ Web only |
| Data privacy | ✓ Local storage | ✗ Server-side |
What they're built for. Bonsai is a freelancer business management suite — contracts, proposals, invoices, time tracking, and tax estimates all in one. TaxFlow is built specifically for the tax organization workflow. If your biggest pain point is tax season, TaxFlow is the focused solution. If you need an all-in-one business platform, Bonsai covers more ground.
Bank statement import. TaxFlow supports direct PDF import from 9 major banks. Bonsai relies on bank feeds and doesn't support PDF statement import. If you have statements from banks not supported by Bonsai's bank feed, you're stuck — TaxFlow handles this natively.
Price. Bonsai starts at $25/month with only a 7-day trial. TaxFlow has a real free plan with no expiry that includes CPA export. For freelancers who just need tax organization, paying $300/year for Bonsai's full suite is overkill.
CPA export. TaxFlow generates a complete, formatted Excel workbook organized by income and deduction category — ready to hand directly to your accountant. Bonsai offers basic financial reports but not the same CPA-focused export format.
Upload your first bank statement and see your transactions organized in under two minutes.
Open TaxFlow Free →